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Valoores Group

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VALOORES in 3 Lines


VALOORES empowers decision making, helping people and businesses around the globe reach their targets. Founded in 1989 in France, the Company is a pioneer in Master Data Governance, Retail & Merchandising, Supply Chain Optimization, KYC, Regulatory Compliance, Financial Crime - AML & Fraud, Predictive Analytics and Data Science to improve their on-going operations, executions and decisions. Read More



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  VALOORES in'Analytics Solutions
Choose below from the wide range of options:

in'Via

in'Via

VALOORES delivers pre-built KPIs & KRIs, tied to our clients’ strategies, to set goals through series of objectives defined upfront, and monitored through upstream and downstream workflow notifications...
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in'Loan Loss Forecasting and Provisioning

in'Loan Loss Forecasting and Provisioning

VALOORES financial services' in' Loan Loss Forecasting and Provisioning performs major tasks required by IFRS 9 based on variety of parameters...
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in'Business Analytics

in'Business Analytics

VALOORES in'Business Analytics empowers data and business analysts to extract knowledge, discover new insights and make predictions—working directly with large data volumes in the VALOORES Database...
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in'Enterprise Financial Performance Analytics

in'Enterprise Financial Performance Analytics

In today’s rapidly evolving and complex financial services environment, it is more critical than ever for banks to quickly understand profitability results adjusted for risk. VALOORES in' Enterprise...
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Governance

in'Retail Customer Analytics

Gone are the days when consumers were significantly loyal to just one bank. Nowadays, it is customary for consumers to engage with multiple banks for their mortgage, checking/savings accounts, lines of credit,...
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in'Enterprise Stress Testing & Capital Planning Analytics

in'Enterprise Stress Testing & Capital Planning Analytics

Each year financial institutions are required to comply with a plethora of regulations, which becomes even more complicated for those operating in multiple jurisdictions...
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in'Institutional Performance Analytics

in'Institutional Performance Analytics

Today’s banking customer is different than yesterday’s banking customer. The market is saturated. Products are rarely, if at all, differentiated. To add to this, information about competitive products...
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in'Asset Liability Analytics

in'Asset Liability Analytics

The highly volatile and liquid nature of today’s financial markets is forcing companies across the Financial Services industry to place renewed emphasis on the most efficient use of capital,...
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in'Analytical Applications Basel III

in'Analytical Applications Basel III

In response to the recent global financial crisis, the Basel III regulatory requirements are considered robust and far reaching; however, banks are finding it challenging...
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in'Model Risk Management

in'Model Risk Management

Financial institutions use models in critical functions including risk quantification, fraud and money laundering detection, performance management and business development...
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in'Operational Risk Analytics

in'Operational Risk Analytics

VALOORES in' Operational Risk Analytics enables business-user driven reporting through true enterprise-wide operational risk analysis with a comprehensive and readily deployable suite of pre-built analytics,...
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in'Operational Risk Analytics

in'Pro-Active Debt Recovery

VALOORES Pro-Active Debt Recovery solution uses state of the art Machine Learning algorithms to predict the possibility of an account’s transfer to the Collections Department ...
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  VALOORES in’Analytics Publications

VALOORES Analytics Team is constantly working on being ahead of the latest Data Science technologies and advancements. Research and Development is one of the main pillars that the team focuses on every single day. The biggest gift a person can give is sharing knowledge and experience with the world. For that reason, the Analytics team has decided to regularly publish articles covering the latest technologies and research in the field of Data Science on one of its most important platforms: Medium.

Analytics Publication One

Modeling Loans’ Probability of Default Using Machine Learning


The analysis of the Probability of Default is one of the main tasks to be undertaken by financial institutions, where it is important to gauge the likelihood of a borrower defaulting before giving a certain loan. The lack of a correct methodology to calculate this probability may lead to high losses, create systemic risk and affect the whole economy of the financial institution. An accurate prediction of default risk in lending has been a crucial subject for banks and other lenders, but the availability of open source data and large datasets, together with advances in computational and algorithmic data analytics techniques have renewed interest in this risk prediction task.
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Analytics Publication Two

SHAP for Credit Risk: Interpreting Machine Learning Black Box


As machine learning black boxes are increasingly being deployed in domains such as fintech, there is growing emphasis on building tools and techniques for explaining these black boxes in an interpretable manner. Such explanations are being leveraged by domain experts to diagnose systematic errors and underlying biases of black boxes.
VALOORES sees model interpretability as an important step in the data science workflow. Being able to explain how a model works serves many purposes, including building trust in the model’s output, satisfying regulatory requirements and verifying model safety.
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  VALOORES Related Applications
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in'AML


in’AML solution provides an enterprise platform enabling efficient detection, investigation, and reporting of suspected money laundering and terrorist financing activity. It helps financial institutions tackle risk & compliance problems.


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in'Profit


in'Profit solution drives a company’s profitability. Rich, intelligent & compliant to international standards are in‘Profit’s bread and butter. Instant decision making tool with wide range of analytics.


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in'IFRS9


in'IFRS9 solution is built on a logical, single classification and measurement approach for financial assets. It will accommodate you to cope with the new tsunami of Compliance, Regulations and Risk Management in 2018.


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Testimonials

"VALOORES today and BoB Finance, there's a lot of synergy between both teams. And whenever we face an issue they are always ready to step in and help us out". ~ BoB Finance